The mission of the SGB Protection Scheme is effective prevention with the application of extensive risk prevention mechanism, so that no Participant is threatened with bankruptcy.

The applied preventive and monitoring mechanisms, together with aid funds which are ready for use in case of unforeseen events, increase the operational safety of the SGB Affiliation of Cooperative Banks and SGB-Bank S.A.

Tasks:

• Internal Audit: carried out in all Participants according to unified rules. The audit is established outside the structures of the Banks, is fully independent and offers objective examination. The frequency of individual audits results from the analysis of the risk level and profile of each Scheme Participants. The audit focuses on the verification of the Participant’s business risk and completes the analysis made by the Cooperative based on reporting data. IPS-SGB Board of Directors issues post-audit recommendations to the Participant
• Consultancy: substantive assistance and consulting in the development of most secure solutions
• Aid Fund: a source of aid funds for the banks threatened with loss of liquidity or insolvency.